How to Apply for Unemployment
If you have been trying to find a job for a while now and havenít succeeded, you need to apply for unemployment while you keep looking for a job, especially if you donít have any passive income (real estate or a functioning and popular web-site) otherwise you just wonít have money for living (but you already know that). We are here to help: in this article we will tell you how to figure out whether or not you are eligible and give a few tips on how to apply for unemployment.
Figure out whether or not you are eligible
There are a few factors you need to take into account. You can apply for unemployment if you are unemployed through no fault of your own: your employer has let you go because of lack of work. Both you and your employer will be asked why you quit or was laid off. You have to be able to work, available for work and actively searching for a job. You will also have to meet additional requirements that vary from state to state.
Prepare all the documents
To file a claim you will need:
- Your social security number;
- Names, business addresses and cell phone numbers of your former employers for the past two years;
- Dates you worked at each place;
- Gross monthly pay (each work place);
- Name and number of the labor union you work with (if there is any);
- Forms SF-8 and SF-50 if you have worked as a federal employee for the past two years;
- DD-214 form copy if you were in the military for the past two years;
- Bank or credit union routing & account numbers (to Apply for Direct Deposit)
To learn more about requirements specific to your state, go to http://www.servicelocator.org/
Send an application
You can learn where to go and what to do by contacting your state unemployment office or UI agency. You can file a claim online of via phone. Please remember that if you have been severely injured or ill within the past year, worked in two or more states, you may have to apply in person.
Wait for the phone to ring
If unemployment agency has any questions about your application, they are going to call you. Check your e-mail every now and then, as you will be notified about your application status via email.
File a claim
After you get a claim form, file it right away. Donít forget to fill out the form that comes with your first payment. It is pretty much like the first claim you have to file.
Never postpone applying for unemployment or filing a claim
The longer you stay without a job, the harder it will be for you to get unemployment benefits. You have to be responsible about it: check your email every day and donít wait long to send a filled out claim form back - you should act quickly.
Unemployment is what everyone can stumble upon, donít make it harder than it is by doing nothing about it. Once you get a job, hold on to it so the situation doesnít repeat itself. Prepare all the documents in advance and apply for unemployment as soon as you can.
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